The Disability Application

There are a lot of challenges in an ERISA lawsuit, and probably the single biggest one comes about from what’s known as a discretionary clause.

Disability Insurance Attorneys Dell & Schaefer itemizes the things that are different in an ERISA lawsuit versus one that’s not governed by ERISA.

GREGORY DELL: Hi, I’m Greg Dell with Attorneys Dell & Schaefer. And today, attorney Steven Jessup and I are going to talk about the challenges of an ERISA the disability lawsuit. And there are a lot of challenges in an ERISA lawsuit, and probably the single biggest one comes about from what’s known as a discretionary clause. So let’s start with that, and then we’re going to run through probably six or seven different things that are different in an ERISA lawsuit versus one that’s not governed by ERISA.

If you have recently been denied disability insurance benefits from Prudential, learn what you need to do to file an appeal. Attorneys Dell & Schaefer has helped thousands of Prudential disability insurance policy holders receive benefits.

GREG DELL: Hi, I’m Greg Dell, here with attorney Alex Palamara. And Alex, we want to talk about the dos and don’ts of a prudential disability appeal. So this video is geared towards the claimant who’s recently had their claim denied, and they are contemplating what to do about filing an appeal. Now we’ve handled thousands of appeals against prudential over the years.

When dealing with a pre-existing condition limitation in a disability insurance policy, many policyholders end up with a denied disability claim. That’s when reliable information by knowledgeable experts in the field can be crucial. Disability insurance lawyers Greg Dell and Rachel Alters share some insights on how these policies work and what you can do to strengthen your claim.

Fredrick Smith worked as a plant manager for Charles Craft, Inc. in North Carolina. He held that position since 1970, but he was forced to leave by 2013 due to a series of strokes and heart problems. Smith applied for disability benefits with Reliance Standard under his employer’s ERISA plan. At first, Reliance paid benefits, but after some time, Reliance revised its decision and insisted that Smith could work at another job. Smith appealed the new denial.

Disability Insurance

Almost everyone should seriously consider purchasing a disability insurance policy if they haven’t already. When it comes to financial planning, disability insurance is just as important as life or health insurance. Many people find themselves in a position of not being able to work and regret not purchasing disability insurance. If you, through no fault of your own, become partially or totally disabled, it could spell financial disaster for you and your family. But what happens if you have protected yourself and find out that you still aren’t covered because of a limitation in the policy?