The Disability Application

In this video and article disability insurance attorneys answer the question: Do I Need a Lawyer For a Long Term Disability Claim? If you are considering hiring an attorney to represent you in your battle to receive disability income benefits, read this article or watch this video to get your questions answered. Topics covered include:

• The Reasons a Disability Insurance Income Policy Holder Will Benefit From Attorney Representation
• What is “Return To Work”?
• When Should A Disability Insurance Policy Holder Hire an Attorney?

In the case of Darren Cohen v. Aetna Life Insurance Company (Aetna), Plaintiff Darren Cohen was employed by a computer data storage technology company, STEC, Inc. His occupation was that of a Computer Systems Engineer, which required him to sit at his computer for 6-8 hours every day.

If you’ve recently filed a disability insurance  claim with Equitable (or are just thinking of filing a claim), you’re not alone. Here at Dell & Schaefer, we see disability insurance denial letters from Equitable on nearly a weekly basis and have helped dozens of claimants secure the benefits they’re owed. Learn more about the process of filing a disability insurance claim with Equitable and what disability insurance claimants should be able to expect.

The disability insurance attorneys at Dell & Schaefer have seen a lot of disability insurance claim denial letters from Reliance Standard. Reliance Standard stands behind its disability insurance claim denials, and it’s not afraid to litigate them in court. But don’t be discouraged – because Reliance Standard is such a large insurance company and has such high employee turnover rates, their claims denials often aren’t as detailed or thorough as those seen from smaller companies. It’s possible to appeal a claim denial and win, although it may take a year or longer to cross the finish line.

Attorneys Gregory Dell and Cesar Gavidia discuss what you need to know about your Illinois Mutual disability income policy and tips to get your claim approved. In this video get a better understanding of what the definition “Disability” is in your policy for claim approval. Learn how Illinois Mutual determines whether a claimant is totally or partially disabled and why not every Illinois Mutual claim denial requires the filing of a lawsuit.