The Disability Application

If you hold an individual or group long term disability insurance policy through Lincoln Financial and are thinking of making a disability insurance claim, there are some important procedures and steps any disability insurance  claimant should know. These steps often aren’t intuitive, and a single misstep can cause your disability claim to be denied. This article will discuss the ins and outs of applying for long term disability benefits with Lincoln Financial and how the attorneys at Dell & Schaefer can help.

If you have a long term disability insurance policy through AIG, often known as American General, you may be wondering what to expect when you submit a claim for disability benefits. Although AIG isn’t one of the biggest players in the long term disability insurance world, it issues enough policies that the team at Dell & Schaefer has plenty of experience when it comes to handling AIG disability claims. Read on to learn what we’ve discovered about AIG’s processes and what they’re looking for when they evaluate a disability insurance claim.

Anyone who is receiving Lincoln Financial disability benefits is constantly nervous waiting for Lincoln Financial to deny their claim and terminate their benefits. At Dell & Schaefer, we offer a monthly claim handling service where we take over every aspect of your Lincoln Financial disability insurance claim and work diligently to prevent our clients from a disability benefit denial. We also have some tips to offer Lincoln Financial claimants that we have found help prevent Lincoln Financial claim denials.

Whether you’re anxiously awaiting a decision on your claim for Cigna or NY Life long term disability insurance benefits or have already received a disappointing notice that your disability insurance claim was denied, you may be wondering about your next steps. Cigna sends out hundreds of thousands of disability insurance claim denial letters each year, and many of these denials tend to fall into just a few categories. Learn more about the top five reasons claims for Cigna long term disability insurance benefits tend to be denied, as well as what claimants can do to fight back.

Lloyds of London has some of the most high level professionals, athletes, and celebrity clients in the insurance industry and is often most well known as an excess disability insurance carrier. Because of this, Lloyds of London policies are unlike any other type of long term disability policy in the business. At Dell Disability Lawyers, we’ve gained years of experience in handling Lloyds of London long term disability insurance claims and can help you navigate the ins and outs of this unusual policy. Read on for some tips and tricks to boost your odds of disability claim approval. What should long term disability claimants know before submitting their claim for disability benefits to Lloyds of London?