What Happens if I File My Long Term Disability Claim Late?
This is a complicated question and the answer will often vary based upon the specific disability insurance policy and the applicable state or federal laws that apply. Read more »
Blog Created by Disability Attorneys Dell & Schaefer.
We Help Claimants with Application, ERISA Appeal, and Disability Lawsuits Nationwide.
We Help Claimants with Application, ERISA Appeal, and Disability Lawsuits Nationwide.
Latest Disability Application Blog Posts
MetLife Cannot Require Objective Proof of Chronic Fatigue Syndrome
In Bosley v. Metropolitan Life Insurance Company (MetLife), Robert Bosley, a nurse at Kaiser Permanente, had his claim for long-term disability benefits granted in 2009 based on the diagnosis of chronic fatigue syndrome. Subsequently, he returned to work in a position that caused him less stress. That lasted until 2011 when MetLife again granted him long-term disability benefits based on his “laundry list of health problems.”
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Can A Disability Attorney Manage All Aspects Of My Disability Insurance Claim?
The disability insurance attorneys at Dell & Schaefer are able to manage all aspects of your disability insurance matter. Including:
– Applying for Disability Benefits
– Appeal of a Disability Denial
– Monthly Claim Handling
– Lump-Sum Disability Buyouts
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What Role Do Medical Records Play in Your Disability Insurance Claim?
If you are applying for Disability Insurance benefits you need to understand that medical records play a vital role in the decision that is made by your disability insurance carrier to approve your claim.
It is important to establish proof of your medical conditions.
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Court Rules that Liberty Wrongfully Terminated Disability Benefits of Registered Nurse with Serious Back Issues
In a recent ruling from the United States District Court District for the Western District of Michigan, a Judge ruled that Liberty Life Assurance Company of Boston was wrong in denying continued Long Term Disability Benefits to Michelle R. Rouleau.
Facts of the Case
Ms. Michelle R. Rouleau previously worked as a registered nurse for Sparrow Hospital in Michigan. She was forced to stop working in June of 2012 due to intractable back pain. Prior to her claim, Ms. Rouleau had a long history of treatment which included times of relief and times of experiencing more pain. After years of treatment including epidural injections and bilateral facet block, a lumbar fusion surgery was finally performed in June of 2012. Following the surgery, Ms. Rouleau had planned to return to work within 10 weeks. After initially feeling relief in the first few weeks after surgery, by August of 2012 Ms. Rouleau’s pain level had increased and long term disability benefits were applied for and approved in September of 2012.
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