Lawsuits were filed against Liberty Life Assurance Company Of Boston (Liberty) by two plaintiffs in South Carolina. Through their respective plaintiffs’ disability attorneys, the cases filed against Liberty claim that Liberty wrongfully denied the Plaintiffs their long-term disability benefits.

The Spartanburg Division Case

In Thomas C. Vs Liberty Life Assurance Company Of Boston, the Plaintiff was employed by Michelin North America, Inc. This employment entitled the Plaintiff to long-term disability coverage under a plan that was supported by the Employee Retirement Income Security Act (ERISA) and that was fully insured by Liberty. Liberty also was the sole entity that decided whether claims were to be paid or not, as well as the claim administrator and fiduciary of the plan.

Plaintiff became disabled due to certain problems, and as a result, ceased working and filed a claim for long-term disability benefits. Liberty denied the Plaintiff’s disability claim and all subsequent appeals. As a result, Plaintiff has exhausted all administrative remedies and has filed this lawsuit against Liberty.

The Greenville Division Case

In Connie D. Vs Liberty Life Assurance Company Of Boston, the Plaintiff was employed by Kanuga Conference Center. As a result of this employment, Plaintiff was covered by the long-term disability insurance coverage plan that was supported by ERISA and that was fully insured by Liberty. Liberty was also the sole entity that decided upon whether claims were paid or not, as well as the claim administrator and fiduciary of the plan.

Plaintiff became disabled due to various problems. As a result, she ceased working and filed a claim for long-term disability benefits. Liberty denied her claim, as well as all of her subsequent appeals. This has led to the Plaintiff exhausting all administrative remedies, leading to the filing of this lawsuit against Liberty.

Relief That Is Sought In These Lawsuits

In both of the aforementioned cases, the Plaintiffs request that the Court order the following relief to be provided by Liberty:

  • A judgment that Liberty made these claim decisions while operating under a conflict of interest that significantly influenced their decisions to deny the Plaintiffs their rightful benefits as defined by the terms of their Plans.
  • A judgment that Liberty did not take into proper account the substantial evidence that was presented on behalf of the Plaintiffs’ claims when making its decision to deny the payments of those claims.
  • A judgment that Liberty used flawed expert opinions and biased information to help it arrive at the decision to not pay Plaintiffs their deserved benefits as defined by the terms of their Plans.
  • A judgment that Liberty pays all benefits that are entitled to the Plaintiffs as based upon the terms of their respective plans.
  • In the event that the Court decides that the Plaintiffs are not fully entitled to all benefits being sought in this lawsuit that the Court fully and fairly review the Plaintiffs’ claims to help decide upon the proper amount to be awarded to the Plaintiffs.
  • A judgment that Liberty pays all associated attorneys’ fees and court costs.
  • A judgment that Liberty pays all other proper and just relief as decided upon by this Court.