The Hartford IME Exam. What to expect?
In this video Rachel Alters and Cesar Gavidia discuss the IME Exam required by Hartford. The information reviewed is applicable to an IME exam requested by most disability insurance companies.
The Disability Application 
Blog Created by Disability Attorneys Dell & Schaefer.
We Help Claimants with Application, ERISA Appeal, and Disability Lawsuits Nationwide.
Blog Created by Disability Attorneys Dell & Schaefer.
We Help Claimants with Application, ERISA Appeal, and Disability Lawsuits Nationwide.
Hartford: Disability Application Cases Archive
New York Court Ruled in Favor Of Hartford Life Insurance Company in Lawsuit Filed By Former Cantor Fitzgerald’s Equities Trader Seeking Disability Benefits
In the case of James E. Mugan Vs Hartford Life Group Insurance Company, the plaintiff was a participant in the Cantor Fitzgerald employer sponsored long term disability. Mr. Mugan suffered from a heart condition and cognitive impairment. The plaintiff brought a disability lawsuit through his New York Disability lawyer under the Employee Retirement Income Security Act (ERISA) alleging that the Hartford’s decision to terminate his benefits was arbitrary and capricious and was motivated by conflict of interest. The New York District Court however, held that:
- Hartford’s decision to terminate LTD benefits was not arbitrary and capricious.
- While structural conflict of interest existed, it was not significant factor in administrator’s decision.
- The administrator could counterclaim for alleged overpayment of benefits.
Let us examine the case more closely.
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