In a recent ruling from the United States District Court District for the Western District of Michigan, a Judge ruled that Liberty Life Assurance Company of Boston was wrong in denying continued Long Term Disability Benefits to Michelle R. Rouleau.

Facts of the Case

Ms. Michelle R. Rouleau previously worked as a registered nurse for Sparrow Hospital in Michigan. She was forced to stop working in June of 2012 due to intractable back pain. Prior to her claim, Ms. Rouleau had a long history of treatment which included times of relief and times of experiencing more pain. After years of treatment including epidural injections and bilateral facet block, a lumbar fusion surgery was finally performed in June of 2012. Following the surgery, Ms. Rouleau had planned to return to work within 10 weeks. After initially feeling relief in the first few weeks after surgery, by August of 2012 Ms. Rouleau’s pain level had increased and long term disability benefits were applied for and approved in September of 2012.
Read more »

It is no secret that disability insurance companies will often seek out the same medical consultants that they have used hundreds of times before to perform “independent” medical reviews of disability claims. This would not pose a problem if the medical consultants (i.e., physician, nurse, therapist) were fair, unbiased and not affected by the huge financial rewards which come with maintaining a steady stream of business flowing from a client that is a multi-billion dollar insurance company.
Read more »

In Alec L Vs Standard Insurance Company, Plaintiff seeks the long term disability benefit payments that were wrongfully denied to him under the terms of the Plan.

The Plaintiff has filed this lawsuit against Standard Insurance Company (Standard), who issued a long term disability plan for Wellbridge Company, who employed the Plaintiff as a Senior Sales Representative. The Plan met the requirements of the Employee Retirement Income Security Act (ERISA) of 1974. Oregon.
Read more »

The Plaintiff, William F., has filed this lawsuit against Cigna Group Insurance (Cigna), Life Insurance Company of North America (Life), and Ralcorp Holdings, Inc. (Ralcorp) for the improper denial of disability benefits.

This lawsuit, filed with the help of an Arkansas Disability attorney in Federal Court, seeks payment of disability benefits that were denied to him by the aforementioned Defendants.
Read more »

In Alec L Vs Standard Insurance Company, Plaintiff seeks the long term disability benefit payments that were wrongfully denied to him under the terms of the Plan.

The Plaintiff has filed this lawsuit against Standard Insurance Company (Standard), who issued a long term disability plan for Wellbridge Company, who employed the Plaintiff as a Senior Sales Representative. The Plan met the requirements of the Employee Retirement Income Security Act (ERISA) of 1974. Oregon.
Read more »